This article discusses development of a strategy for banking risks management, aimed at ensuring the economic security of a bank in the current economic conditions. Banks influence functioning of large enterprises, whose successful operation provides the country’s economic security.
The paper analyzes the crowdsourcing possibilities in predicting the future and developing solutions. The author distinguishes types of crowdsourcing, discusses its psychological characteristics in comparison with the other methods of knowledge management. He discusses cognitive and motivational mechanisms limiting the effectiveness of crowdsourcing as a form of collective intelligence.